Pre approval API Migration Guide

Guide for Pre-approval API

This is a quick guide to the Pre-approval API and how to use it.
Please note that there is no sandbox environment available for the Pre-approval API yet.
Please refer the api spec for details:

pre-approval api spec

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Available Endpoints

The urls for the pre-approval endpoints are as follows:

#	Url	Description
1	`POST https://api.sbab.se/partner/mortgage/2.0/pre-approval`	Submit data to generate pre-approval offer
2	`POST https://api.sbab.se/partner/mortgage/2.0/pre-approval/{id}/acceptance`	Accept pre-approval offer variant `with` or `without` unsecured loan
3	`GET https://api.sbab.se/partner/mortgage/2.0/pre-approval/{id}/status`	Get the status of a submitted pre-approval
4	Signing API	Initiate signing for an applicant

Pre-approval flow

This is a quick guide for the Pre-approval API flow.
The steps are same for both Left-To-Live and Max-loan-amount calculation.

Note:

If the optional parameter estimated_purchase_price of the intended property is provided in the pre-approval request, Left-To-Live calculation is performed.
If the optional parameter estimated_purchase_price of the intended property is NOT provided in the pre-approval request, Max-loan-amount calculation is performed.

Please refer the Left-To-Live or Max-Loan-Amount calculation section for details.
Integration steps for the Pre-approval API are as follows:

1. Submit data to generate pre-approval offer

2. Accept pre-approval offer

3. Initiate siging for each applicant

4. Get the status of the pre-approval

5. The application is submitted for further processing

6. Get the status and customer service reference for the application

7. The application is processed by the credit handling system